Your funds are limited. There's got to be a better way.
There is. Let's look at a few.
Plan Your Deck - This seems obvious, but it really helps. It can be easy to get distracted by all the different cards that come out in the various editions and trying to collect them all. Unless you're a serious collector, don't bother. Take time to learn which cards work well together and support your style of play. Sketch out a list of cards you need to complete the deck you'd like to play
Once you know what cards you are looking for, there are many ways to find them.
Trading - One of the easiest ways to build your deck is to find friends who also play the game. This works especially well if you each have deck ideas that don't overlap. You may be able to trade some of your less-needed cards for some of theirs that fit your plan.
Buying Bulk - Some card stores will give discounts when you buy boxes of booster packs or large orders. If you really, really enjoy the "thrill of the hunt" in opening lots and lots of packs and relying on luck, then by all means, go for it. I've done it before, and it can be almost better than Christmas! This can be especially effective if you need a lot of cards from a specific set and are just getting started collecting them. Still, you can buy twice as many packs as there are rare cards in an expansion and still not get a full set. And if it's a specific card you're looking for it can ultimately be a real letdown.
Find it on eBay - Online auctions can be a great way to find individual cards to complete your deck. Just be careful. Bidding wars can be addictive, and before you know it you've overpaid for your card. It's not important to win at all cost. In fact sometimes you can get a bargain by being patient. Do your homework so you know how much the card is worth, and don't bid more than that. Also, take time to check out the seller's feedback before you bid. Some may misrepresent their merchandise or worse. Also, make sure they aren't selling their cards for cheap only to make it up on shipping and handling charges.
Find a Player Community - Some Magic player forums, such as MTG Salvation.com allow trades and sales on their site. Same rules apply as on eBay: do your homework.
Buy From an Online Store - Connecting Magic players with the cards they want has become a big business. There are many online stores that can help you find the cards you want quickly. There are even sites like FindMagicCards.com that can give you pricing histories for certain cards and a list of sellers and their prices.
There are two ways to approach shopping from online stores. The first is to find the lowest price you can, and sites like FindMagicCards.com can help with that. Just be aware that for each purchase you make you can expect to pay shipping and handling costs. Buying individual cards from numerous places may ultimately cost you more than you save by shopping around. Still, if you just need one or two cards, especially rare ones, you can save money this way.
The other way is to find a single, reputable dealer you trust and buy from them. This can drive your shipping and handling costs down significantly, even if your per-card costs are not always lower. It also can save you a lot of time. Stores are often better on customer service than individuals if something is wrong with your order.
Building your deck can be challenging, but it can also be as much fun as playing it if you know how to go about it.
Article written by Thom Stratton